Hope During A Recession: A Silver Lining

There is a ray of hope for those struggling with money: Dave Ramsey’s Financial Peace University course.

As America’s economy still trembles from a crippling recession, there is a ray of hope for those struggling with money: Dave Ramsey’s Financial Peace University. Dave, himself, likes to say that hope “is a major product of ours.”

It is a biblically-based course that teaches you how to handle money God’s way. What does that mean? There are already guidelines for managing our money in the Bible, but we need a chance to review them and commit to turning over our finances to God.

By doing this, we must be willing to accept His direction. God cannot be in control as long as we believe we are the owners of our money.

Matthew 6:24 (NIV) says, "No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and Money."

Dave Ramsey learned how to handle money better by talking with “old rich people.” He says he discovered they used common-sense strategies: to “live on less than you make; get out of debt; have some money set aside for a rainy day, because it’s going to rain; invest for the future; and learn to give.”

This instruction is good for those who are tired of being in debt or for those who want to be in better control of their financial blessings.  

God promises to supply the basic needs of life, which gives us the opportunity to focus on accomplishing the plan He has for our lives with the ability he has given us. Now we need to learn better financial habits so that we can follow His plan.

Dave Ramsey’s Financial Peace University is a video-based course, but also has a small discussion group component. Couples are encouraged to attend together because the number one reason for divorce is money trouble.

I know this course works. I believe in it and that’s why I’m teaching it. My husband and I are completely out of debt, except for the house, after taking the course. The average turnaround for a couple taking the course is $8,000.

God’s presence brings hope, even in extreme financial situations. Romans 15:13 (NIV) says, “Now may the God of hope fill you with all joy and peace in believing, so that you will abound in hope by the power of the Holy Spirit.”

Hope exists and being in a financial crisis can bring a silver lining when it brings you closer to God.

You may register for the course by going to www.epres.org/fpu. The course begins Wednesday, Sept. 12 from 7-8:30 pm and runs for nine weeks. I will be teaching the course at Eastminster Presbyterian Church, 3125 Sewell Mill Road in East Cobb.

There is a $95 investment required for materials. There are a few pre-purchased kits at the church office for a small discount. Call 770-977-2976 for more information. Please register well before Sept. 10.

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